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For non-EU nationals
Who can join?
If you are a national of a country outside the EEA or Switzerland, you can also join the Belgian Overseas Social Security. The condition is that you work for the Belgian state, regions or communities, or for a company that has its registered office in Belgium.
Levels of affiliation
There are three possible levels of affiliation for you:
- 15: full affiliation. You pay the full contributions.
- 18a: 9/10 affiliation. You pay 9/10 of the full contributions.
- 18b: 8/10 affiliation. You pay 8/10 of the full contributions.
We offer the partial formulas 18a and 18b because the basic package 15 has two limitations for you as a foreign national:
- Retirement pensions, widows' pensions and orphans' pensions are not index-linked, except where the widow or orphans are nationals of a Member State of the EEA or Switzerland.
- You will only receive your sickness and disability benefit and your entitlement to deferred insurance for medical care if you are staying in a Member State of the European Union (except Denmark and the United Kingdom).
As such, choose the formula that best suits your situation:
| You receive: | 15 | 18a | 18b |
|---|---|---|---|
| Retirement pension | yes | yes | yes |
| Widow's pension | yes | yes | yes |
| Orphan's pension | yes | yes | yes |
| Holiday money for pensioners | yes | yes | no |
| Sickness and disability insurance if you are staying in a Member State of the European Union (except Denmark and the United Kingdom) | yes | no | no |
| Deferred insurance for medical care if you are staying in a Member State of the European Union (except Denmark and the United Kingdom) | yes | no | no |
| Supplementary pension | 17% or 10% of the pension | 10% of the pension | no |
| You receive: | |
|---|---|
| Retirement pension | |
| 15 | yes |
| 18a | yes |
| 18b | yes |
| Widow's pension | |
| 15 | yes |
| 18a | yes |
| 18b | yes |
| Orphan's pension | |
| 15 | yes |
| 18a | yes |
| 18b | yes |
| Holiday money for pensioners | |
| 15 | yes |
| 18a | yes |
| 18b | no |
| Sickness and disability insurance if you are staying in a Member State of the European Union (except Denmark and the United Kingdom) | |
| 15 | yes |
| 18a | no |
| 18b | no |
| Deferred insurance for medical care if you are staying in a Member State of the European Union (except Denmark and the United Kingdom) | |
| 15 | yes |
| 18a | no |
| 18b | no |
| Supplementary pension | |
| 15 | 17% or 10% of the pension |
| 18a | 10% of the pension |
| 18b | no |
The 'Supplementary Pension' is a compensation you receive because your pension is not indexed.