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This newsletter deals with some changes that are relevant to you. As of 1 November, an indexation of 2% will be implemented. What does this mean for you? At the end of November, all members who have paid one or more months' contributions in 2022 will receive an estimate of their future pension. And speaking of changes: Remember, if you haven't already done so, to activate your digital keys and My eBox to get the best digital service from the public services. Enjoy reading!

Many challenges are waiting abroad: Detecting landmines with Apopo rats, the arrival of a newborn or the mental health of expats. Overseas Social Security will always support you, even if you win the jackpot. Please tell us about your adventures as an expat! And check out this newsletter for information events on ‘The best social protection abroad’. Enjoy reading!

Making and selling chocolate in South Africa, working to promote sustainable agricultural practices worldwide, being a woman and pursuing a career as a seafarer- all' these far-flung professional horizons open up with the guarantee of reliable social security: The NSSO is never far away. That also applies during holidays and anywhere in the world. Our newsletter tells you about a variety of extraordinary experiences and about informational events, offered to your employees and members.

What are the similarities and differences between the NSSO and the Overseas Social Security? Is the Overseas Social Security expensive, as is often said? Or is it quite comparable to the NSSO? Would you like to recap for which countries you can join the Overseas Social Security and in which countries you are covered by its insurance? We explain it all. So you can reside abroad with peace of mind along with many other expats. Read more about these topics in our newsletter.

Have you paid contributions to the Overseas Social Security in 2021? Then you will receive a digital estimate of your pension benefits at the end of the month. Read in our newsletter why the OSS sends you important documents via My eBox – and what advantages this digital letterbox offers you. Last but not least: find out which contributions and benefits were adjusted for inflation in November.

This newsletter doesn't just bring the story of Johnny Browaeys, who worked as an expat in China for a long time, but also learns what factors are in play when considering life as an expat. You will also discover how the Frontline and Customer contact teams can assist you and you learn all about submitting your medical expenses safely and easily.

What are your options as an employer if you want to offer optimal protection to your overseas employees? Can you enjoy Belgian social security if you live and work abroad? How do you arm yourself against cybercriminals who increasingly pass themselves off as government agencies? Find the answers to these questions in our newsletter.

Did you make contributions to the Overseas Social Security over the past years? Then the Belgian government will provide an estimate of your pension rights at the age of 65 through My eBox. Read more in our newsletter.

In the midst of the corona pandemic, the Overseas Social Security changed its communication course. We keep our finger on the pulse of our affiliated expats and employers, by organising customized webinars, interviewing inspirational expats and by closely monitoring the latest developments of Brexit and the corona vaccination campaign. Want to know more? Check our newsletter.