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Receiving my pension

Home Make an insurance claim My pension Receiving my pension

You can decide for yourself how you want to receive your pension (into your bank account or by cheque). You can also choose the frequency of payment. Please consult the information below to help you make a choice.

To receive your pension, we need to make sure all the information we have on you is accurate. That is way you need to notify us of any changes in your situation immediately. This because those changes might affect your entitlement to receive payment or the way in which you collect your pension. Notifications of change don’t only apply to address changes or bank details, but also to your civil state, nationality and much more. Please check the page Report any change in your personal or professional situation for more information.

How do you want to collect your pension?

We advise you to have your pension paid into your bank account, but other options are possible as well.

Deposit into your bank account

We recommend you to have your pension deposited into your bank account, as it is the fastest and safest way.

If you choose this option, please fill out the form ‘Request for payment of benefits by transfer to an account with a financial institution in Belgium (in French)(.pdf-New window)’. Hand it over to your bank. They will hand it over to the NSSO after validation.

Please note! The account must be in your name.

When you choose this option, your allowance will be deposited into your bank account, on the last working day of each month.

Example: If 31 May is a Saturday, the allowance for the month of May will be deposited into your account on Friday 30 May.

Circular cheque requiring personal collection

We advise against the use of a circular cheque. Nevertheless, this method of payment will be used automatically in case you do not choose to be paid into your bank account.

The cheque will be delivered to your home on the first working day of the month following the due date.

Example: If 31 May is a Saturday, the cheque for the month of May will be delivered on Monday 2 June.

The circular cheque stays valid for 3 months.

Please note! In case of loss or theft of the cheque, the payment will be carried out again, but only after the validity period has expired (3 months), and when the cheque has not been cashed.

Deposit into a bank account opened in Belgium

We recommend you to have your pension deposited into a bank account opened in Belgium, as it is the fastest and safest way.

What should you do when choosing this option?

Please note! The account must be in your name.

When you choose this option, your pension allowance will be deposited into your bank account, on the last working day of each month.

Example: If 31 May is a Saturday, the allowance for the month of May will be deposited into your account on Friday 30 May.

Deposit into a bank account opened in another EU member state

Do you prefer to have your pension allowance deposited into a bank account that has been opened in another country in the European Union (EU)? That option is free of charge, unless transaction fees apply in the country of destination.

Conditions

What should you do when choosing this option?

The payment is done in euro or in the currency of the country of destination.

Please note! The account must be in your name.

When do I receive payment for my pension?

When choosing this option, you can choose to receive your pension allowances as follows:

  • On a monthly basis
  • One a two-monthly basis: due dates on 28 February, 30 April, 30 June, 31 August, 31 October, 31 December
  • Every three months: due dates on 31 March, 30 June, 30 September, 31 December
  • Twice a year: due dates on 30 June, 31 December
  • Once a year: due date on 31 December

When you choose this option, your pension allowance will be deposited into your bank account, on the first working day of the month following the due date of your choice.

Deposit into an account opened in a country outside of the EU

Do you prefer to have your pension allowance deposited into a bank account that has been opened in a country outside of the European Union (EU)? In that case transfer costs (€ 3) apply. It is possible your bank charges transaction fees as well.

In your interest, payments will be made only if the amount adds up to € 25.

Conditions

What should you do when choosing this option?

Please note! The account must be in your name.

When do I receive payment for my pension?

When choosing this option, you can choose to receive your pension allowances as follows:

  • On a monthly basis
  • One a two-monthly basis: due dates on 28 February, 30 April, 30 June, 31 August, 31 October, 31 December
  • Every three months: due dates on 31 March, 30 June, 30 September, 31 December
  • Twice a year: due dates on 30 June, 31 December
  • Once a year: due date on 31 December

When you choose this option, your pension allowance will be deposited into your bank account, on the first working day of the month following the due date of your choice.

In order to reduce charges, you can ask for payments to be made at longer intervals.

Payment by cheque sent to your address

We advise against the use of a cheque sent to your address, as the risks of loss, theft and fraud are considerable. These risks are not covered for by the NSSO.

The method of payment comes with transaction fees of € 9,05 at your expense. Your bank will also charge deposit fees.

In your interest, payments will be made only if the amount adds up to € 25.

What information do you need to share with the NSSO?

In order to receive your payments, you need to provide us with the following information:

  • Your exact postal address
  • The desired frequency of payments (see below)
  • A so called certificate of life, which must be signed by an administrative authority in your place of residence (registry office, police station, consulate or embassy). The NSSO will provide you with a certificate of life every year, in the course of the month of September.
When do I receive my pension?

When choosing this option, you can choose to receive your pension allowances as follows:

  • On a monthly basis
  • One a two-monthly basis: due dates on 28 February, 30 April, 30 June, 31 August, 31 October, 31 December
  • Every three months: due dates on 31 March, 30 June, 30 September, 31 December
  • Twice a year: due dates on 30 June, 31 December
  • Once a year: due date on 31 December

When you choose this option, your pension allowance will be deposited into your bank account, on the first working day of the month following the due date of your choice.

In order to reduce charges, you can ask for payments to be made at longer intervals.

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